Terms of Use

1. About Mission1000®

Mission1000® is a homebuyer preparation and readiness platform designed to support aspiring first-time buyers in the United Kingdom. We aim to help users better understand their current position, identify areas that may require attention, and access educational guidance before beginning the home-buying process.

Mission1000® provides readiness assessments, educational content, planning tools, and, where appropriate, introductions to independent professionals involved in the home-buying journey.

Mission1000® is not a mortgage lender, mortgage broker, bank, estate agency, law firm, surveying practice, or financial advisory firm. Mission1000® does not provide regulated mortgage advice, legal advice, tax advice, investment advice, or lending decisions.

2. Eligibility

You must be at least 18 years old to use Mission1000®.

By using the platform, you confirm that the information you provide is accurate and complete to the best of your knowledge. You also agree to use the platform only for lawful purposes and in accordance with these Terms of Use.

3. The Homebuyer Score

The Mission1000® Homebuyer Score is an educational readiness assessment designed to help users better understand factors commonly considered during mortgage and affordability assessments.

The Homebuyer Score is not a credit score, credit assessment, mortgage approval, agreement in principle, lending decision, or financial recommendation. Mission1000® does not carry out credit searches or access users’ credit files as part of the assessment process.

Any score, readiness indication, or guidance provided through the platform is intended solely for general educational and informational purposes. Mortgage approvals and lending outcomes will always depend on individual circumstances, lender criteria, affordability assessments, market conditions, and other factors outside Mission1000®’s control.

Lending criteria, interest rates, and affordability requirements may also change over time.

4. Educational and Informational Purposes

All information, content, tools, assessments, guides, and resources made available through Mission1000® are provided for general educational and informational purposes only.

Nothing on the platform constitutes mortgage advice, financial advice, legal advice, tax advice, investment advice, or any other form of regulated professional advice.

Users should seek independent professional advice appropriate to their individual circumstances before making financial, mortgage, legal, or property-related decisions.

5. Professional Introductions

Where appropriate, Mission1000® may introduce users to independent third-party professionals, including mortgage advisers, brokers, solicitors, surveyors, and other home-buying specialists.

Any such introductions are intended to support users at the appropriate stage of their journey. Mission1000® does not guarantee the availability, suitability, performance, outcomes, timelines, fees, or services of any third-party professional. Any engagement between a user and a third-party professional is entirely separate from Mission1000® and will be subject to the terms and conditions of that professional. Users remain free to choose their own advisers and professionals at all times.

6. Referral Fees

In some cases, Mission1000® may receive a referral fee or commission from professional partners where introductions lead to completed services. These arrangements do not increase the cost of a user’s mortgage or professional service. We aim to connect users with suitable support at the appropriate stage of their home-buying journey.

7. User Accounts and Platform Access

Where account functionality is available, users are responsible for maintaining the confidentiality of their login details and for ensuring that information provided through the platform remains accurate and up to date.

Mission1000® reserves the right to suspend, restrict, or terminate access to the platform where there is a breach of these Terms of Use, suspected misuse of the platform, unlawful activity, or any activity that may compromise the security or integrity of the platform.

8. Acceptable Use

Users agree not to misuse Mission1000® or use the platform in any unlawful, fraudulent, harmful, or misleading manner.

Users must not attempt to gain unauthorised access to systems, interfere with platform functionality, upload malicious software, or reproduce, copy, scrape, or commercially exploit platform content without prior written permission.

9. Intellectual Property

All content, assessments, systems, designs, graphics, branding, text, software, trademarks, logos, and materials available through Mission1000® are owned by or licensed to Mission1000®, unless otherwise stated.

Mission1000® and its related branding are protected intellectual property rights. Users may not reproduce, distribute, modify, republish, or commercially use any platform materials without prior written consent.

10. Data Protection and Privacy

Mission1000® processes personal information in accordance with applicable UK data protection laws and regulations.

Information about how personal data is collected, used, stored, and protected is set out in the Mission1000® Privacy Policy.

11. No Guarantees

Mission1000® does not guarantee mortgage approval, borrowing capacity, lender acceptance, property purchase success, financial outcomes, or future market conditions.

Any decisions made based on information provided through the platform remain the responsibility of the user.

12. Limitation of Liability

To the fullest extent permitted by law, Mission1000® shall not be liable for any indirect, consequential, incidental, or financial losses arising from the use of the platform, reliance on platform information, third-party professional services, lending decisions, or property-related outcomes.

Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation would be unlawful under applicable law.

13. Changes to the Platform or Terms

Mission1000® may update, modify, suspend, or remove platform features, assessments, content, services, or these Terms of Use from time to time.

Any updated Terms of Use will take effect once published on the platform. Continued use of Mission1000® following any updates constitutes acceptance of the revised Terms.

14. Governing Law

These Terms of Use are governed by the laws of England and Wales.

Any dispute arising in connection with these Terms of Use or the use of Mission1000® shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Contact Information

If you have any questions about these Terms of Use, you can contact Mission1000® at: hello@mission1000.co.uk